COMPARE   INVESTMENT   FEATURES:

BENEFITS

Fixed & Indexed Annuities

Indexed

Life

CD's

Municipal Bonds

Corporate Bonds

Mutual Funds

Free from Market Risk and Price Fluctuations

YES

YES

YES

NO

NO

NO

Tax Deferred Accumulation

YES

YES

NO

YES

NO

YES

Automatic Reinvestment and Compounding

YES

YES

NO

NO

NO

YES

Cash Withdrawals Without Penalties / Liquidity

YES

YES

NO

YES

YES

NO

Do you have to Pay Commissions?

NO

YES

NO

YES

YES

YES

Provision to Provide a Guaranteed Lifetime Income With Additional Tax Advantages

YES

YES

NO

NO

NO

NO

Automatic Avoidance of Probate Expenses and Delays

YES

YES

NO

NO

NO

NO

Inflation Hedge

YES

YES

NO

NO

YES

YES

1035 Tax-Free Exchange 

YES

YES

NO

NO

NO

NO

Protection from Creditors (14 states)

YES

YES

NO

NO

NO

NO

Eliminates 1099's

YES

YES

NO

NO

NO

NO

Death Benefit

YES

YES

NO

NO

NO

NO